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Grove Hall revitalization

Description: Marcus Jones reports on the competion of renovations at the Renaissance Building in the Grove Hall district of Roxbury. The project was funded with money from the city's only minority-owned bank and was overseen by minority architects and contractors. Jones adds that the building is a cornerstone of the Grove Hall revitalization effort. People hold a celebration for the completion of the restorations. A crowd stands outside of the building. Virginia Morrison (Neighborhood Development Corporation of Grove Hall) and Don Muhammad (Muhammad's Mosque) address the crowd. Muhammad says that gang activity will decline as more renovation takes place in the neighborhood. Interview with Trevor Blake (TTB Construction Inc.) and Ernest Scott, a businessman, about the renovations. Blake talks about the challenges faced by minority businesses and contractors. Scott says that renovations and increased foot traffic will force the drug trade out of the area. Jones reports that the city of Boston has committed an additional $50,000 to the Grove Hall revitalization effort.
1:00:01: Visual: Footage of a gathering to celebrate the restoration of the Renaissance Building in the Grove Hall district of Roxbury. Virginia Morrison (Neighborhood Development Corporation of Grove Hall) addresses the gathering. Morrison says that the building makes a statement on behalf of Muhammad's Mosque, of the Grove Hall Board of Trade, of the Prince Hall Masonic Lodge, of the residents of the area. Morrison says that the building represents the way that the residents of the area intend to live. Shot of a man tearing off paper above the door to reveal the street number. Marcus Jones reports the newly renovated Renaissance Building is located at 483 - 487 Blue Hill Avenue. Jones says that the building was "an eyesore" for more than a decade; that the building is now the cornerstone of the Grove Hall revitalization effort. V: Footage of Morrison addressing the gathered crowd. Supporters stand behind her, including Don Muhammad (Muhammad's Mosque). Morrison says that the building cost $1,276,000 to renovate; that the building was renovated by qualified African American workers from the community. Shot from an upper window of the Renaissance building, of the intersection of Blue Hill Avenue and Cheney Street. Shots of people looking at the interior of the newly-renovated building. Shot of the newly renovated kitchen. Jones reports that the project was funded with money from the city's only minority-owned bank; that the project was overseen by minority architects and contractors. Jones reports that the building includes twelve apartments on the upper floors of the building; that there is retail space on the bottom level. V: Shot of a man exiting the Ernest Scott Insurance Agency. Footage of Trevor Blake (TTB Construction Inc.) standing in one of the apartments. Blake talks about the challenges faced by African American businesses and contractors. Footage of Ernest Scott (businessman) saying that the whole neighborhood is improving. Jones reports that Scott's Insurance Agency has operated on Blue Hill Avenue for over thirty years. Jones notes that Scott's business is one of the new tenants in the Renaissance Building; that Scott believes that businesses and residents need to fight the gangs and drug dealers in the neighborhood. V: Shot of the exterior of the Ernest Scott Insurance Agency. Shot of a man fixing lettering to the interior of a window of the Insurance Agency; of an employee and customer at the Insurance Agency. Footage of Scott saying that foot traffic and business activity puts a damper on the drug trade. Scott says that participants in the drug trade will be forced out of the area. Shots of traffic on the street in the Grove Hall area; of the crowd gathered in front of the Renaissance Area. Jones reports that community organizers hope to refurbish the entire Grove Hall district within five years; that Ray Flynn (Mayor of Boston) has committed an addtional $50,000 to the effort. V: Footage of Muhammad addressing the crowd outside of the Renaissance Building. Muhammad says that the Grove Hall community deserves the same respect and resources as any other neighborhood. Muhammad says that gang activity will dwindle as more renovation takes place in the neighborhood. The crowd claps for Muhammad. Morrison approaches the microphone.
Collection: Ten O'Clock News
Date Created: 03/12/1990

Mortgage aid in minority neighborhoods

Description: David Boeri reports on the Bank of Boston's new mortgage program for low- and moderate-income city residents. President of Bank of Boston Ira Stepanian and Robert Mahoney announcing the new program to the media at a press conference at a Roxbury branch of the Bank of Boston. Boeri reviews the terms of the program. He notes that many houses in the area are not eligible for the program because their sale prices are too high. Interview with Roxbury resident Diana Strother, who says that many residents do not make enough money to take advantage of the program. Interview with Leon Wilson from the Bank of Boston about the terms of mortgages under the program. Boeri notes that the units in the Fort Hill condominium complex are too expensive to qualify for the Bank of Boston program. Interview with Boston resident Alvin Wilkins and realtor Eve Moss about housing prices in the area. Interview with Bruce Marks from the Hotel and Restaurant Workers Union. Marks calls the Bank of Boston program a "public relations scam" if it does not truly help low-income residents with followup steps.
1:00:03: Visual: Footage of Ira Stepanian (President, Bank of Boston) speaking to the media at a Roxbury branch of the Bank of Boston. Stepanian says that the Bank of Boston would like to help to solve some of the city's problems. Shots of media and audience members listening to Stepanian. David Boeri reports that Stepanian talked about the Bank of Boston's new mortgage program for city residents. Boeri notes that the new program is called First Step With Rate Advantage. Boeri describes the terms of the mortgages offered under the program. Boeri reports that the first year's rate is 8.65%; that the maximum purchase price cannot exceed $140,000 for a single unit; that the maximum purchase price cannot exceed $185,000 for a two-family home; that the maximum purchase price cannot exceed $225,000 for a three-family home. Boeri notes that individuals making $35,000 or less are eligible for the program; that families making $45,000 or less are eligible. V: On-screen text details the terms of the mortgages offered under the program. Footage of Robert Mahoney (Bank of Boston) addressing the audience at the Roxbury branch of the bank. Mahoney says that the program serves the needs of a certain segment of the population. Shots of African American women in the audience. Boeri notes that some Roxbury residents say that the program is out of reach for them. V: Footage of Diana Strother (Roxbury resident) saying that Roxbury residents pay the highest rents in the city; that the average income in Roxbury is $15,000. Strothers says that most Roxbury residents do not make enough to take advantage of the program. Footage of Leon Wilson (Bank of Boston) being interviewed by Boeri. Boeri notes that it is difficult to find a house for $140,000 in this neighborhood. Boeri asks about monthly mortgage payment on a $140,000 house. Wilson says that residents would pay $1,100 per month if they made a downpayment of $14,000. Boeri reports that it is hard to find houses which meet the eligibility requirements of the program. V: Shot of a condominium complex in Fort Hill with units for sale. Shot of Boeri talking to a small group of people on the front porch of one of the Fort Hill condominium buildings. Boeri notes that condominium units in a Fort Hill development are selling between $149,000 and $165,000. Boeri notes that the condominiums do not meet the eligibility requirements of the Bank of Boston program; that the condominiums are not affordable for many residents. V: Shot of homes on a residential street. Footage of Alvin Wilkins (Boston resident) being interviewed by Boeri. Boeri asks Wilkins if it is possible to find homes for $140,000 in the area. Wilkins says that homes selling at $140,000 need a lot of repair. Wilkins says that it is impossible to find a home which is ready to move in to at that price. Footage of Eve Moss (realtor) saying that the average mortgage payment for one of the Fort Hill condominiums is $1,200. Moss says that it is difficult to make those mortgage payments on a salary of $45,000 or less. Footage of Wilson saying that the Bank of Boston is trying to provide an opportunity for some people to own a home. Footage of Bruce Marks (Hotel and Restaurant Workers Union) says that the Bank of Boston is pulling a public relations scam if they are trying to bill the program as an example of a low- and moderate-income home ownership program. Marks says that he would like to see a program which is truly aimed at low- and moderate-income people. Footage of Mahoney addressing the audience at a Roxbury branch of Bank of Boston. Boeri reports that many hope the program's next step will be a bigger one.
Collection: Ten O'Clock News
Date Created: 05/10/1989

Redressing Roxbury disinvestment

Description: Hope Kelly reports that the Boston Bank of Commerce is sponsoring the Home Ownership Loan Pool, to encourage homeownership loans for residents in minority neighborhoods. The neighborhoods of Roxbury, Dorchester, and Mattapan have received little investment money in the past. Kelly's report includes footage from a press conference with Ronald Homer (President, Boston Bank of Commerce) and community leaders. Bruce Bolling (Boston City Council) speaks out in support of the new program. Homer talks about the Home Ownership Loan Pool. Homer says that concessionary-rate lending does not serve the long-term interests of the community. Kelly reviews the details of Homer's proposal. Kelly notes that housing is scarce in Roxbury while vacant lots are plentiful. Kelly interviews Gus Newport (Dudley Street Neighborhood Initiative). Newport says that disinvestment has been a problem in the greater Roxbury neighborhood. Kelly, Newport and Gertrude Fidalgo (community worker) take a walk in the Dudley Street neighborhood. Fidalgo says that development of vacant lots will create safer conditions in the area. Kelly notes that new housing developments are planned for the area. Kelly's report includes footage of workers at the Dudley Street Neighborhood Initiative building.
1:00:09: Visual: Shots of vacant lots in the Roxbury neighborhood of Boston. Hope Kelly reports that vacant lots in Roxbury are only 1.5 miles from downtown Boston. V: Footage of Gus Newport (Executive Director, Dudley Street Initiative) being interviewed near a vacant lot by Kelly. Kelly notes that these lots would have been developed years ago if they were in a different part of the city. Newport agrees with Kelly. Newport says that no bank financing was available to developers interested in the Roxbury neighborhood. Footage of Bruce Bolling (Boston City Council) speaking at a press conference. Bolling says that there has been "a process of disinvestment" in the Roxbury community for over thirty years. Bolling says that the members of the community must determine the direction of the community's growth. Shots of the attendees of the press conference, including Juanita Wade (Boston School Committee), Charles Yancey (Boston City Council), Gail Snowden (Bank of Boston), Don Muhammad (Roxbury community leader) and Newport. Shot of Mel King (community activist) listening at the entrance to the room. Kelly reports that the neighborhoods of Roxbury, Dorchester, and Mattapan have not received much investment money in the past; that a new bank program will provide financing in those neighborhoods. V: Footage from the press conference. Bolling sits at a table with Ronald Homer (President, Boston Bank of Commerce) and two others. African American community leaders stand behind them. Homer talks about a proposal which encourages banks to commit a portion of their loan portfolios to serve the greater Roxbury area. Kelly reports that the Boston Bank of Commerce is the only bank in Massachusetts that is owned and operated by African Americans. Kelly reports that the Boston Bank of Commerce is sponsoring the Home Ownership Loan Pool. Kelly reports that the loan pool encourages banks to set aside $250 million in loans for minority neighborhoods; that $25 million of the loans are to be set aside for first-time home buyers at below-market mortgage rates. Kelly reports that $100 million of the loans are to be set aside for the renovation or purchase of existing housing stock; that $500,000 be set aside for a home ownership and financing resource center. V: Shot of the exterior of the Boston Bank of Commerce. On-screem text and visuals detail the specifics of the Home Ownership Loan Pool. Footage of Homer at the press conference. Homer says that the Boston Bank of Commerce has taken a stand in the past against concessionary-rate lending. Homer says that concessionary-rate lending is not a useful way to serve the community in the long-term. Shots of attendees at the press conference including Newport, Juanita Wade (Boston School Committee) and Charles Yancey (Boston City Council). Kelly reports that Homer and others believe that concessionary-rate lending may be a good short-term solution. Kelly reports that Newport agrees with Homer. Kelly notes that Newport is the former mayor of Berkeley, California. V: Shot of the exterior of the Dudley Street Neighborhood Initiative building. Shot of Newport standing inside the building. Shots of staff members doing office work at the Dudley Street Neighborhood Initiative. Kelly reports that the Dudley Street Neighborhood Initiative was founded in 1984; that the Initiative has eminent domain power and zoning authority over 1.5 square miles of Roxbury land. Kelly notes that housing is scarce in Roxbury; that vacant lots are plentiful in the area. V: Shot of a map of Roxbury in the Dudley Street Neighborhood Initiative office. Footage of Newport and Kelly standing in front of a map of Roxbury. Newport points out the vacant lots in the area. Newport says that the Roxbury area has the most vacant land of any neighborhood in the city. Shots of Kelly, Newport and Gertrude Fidalgo (community worker) on a snowy street in Roxbury. They pass by a vacant lot. Kelly reports that 364 units of housing are planned for Roxbury; that most of those units will be affordable. V: Footage of Newport saying that disinvestment has been a major problem in the area. Kelly says that the banks are responsible for the initial disinvestment in the neighborhood. V: Footage of Newport saying that it is hard to believe that these conditions exist so close to downtown Boston. Footage of Fidalgo saying that she would not want to walk through this area because there are no streetlights or houses. Fidalgo says that more housing will create safer conditions in the neighborhood. Shots of a vacant lot and the surrounding area.
Collection: Ten O'Clock News
Date Created: 12/28/1989